System Status: All Services Operational • Live Payouts Processing • Last Updated:

Frequently Asked Questions

Get comprehensive answers about our private lending partnerships with targeted 1% monthly returns and PDC security system

Returns & Payments

Understanding your targeted 1% monthly returns and payment schedule

1

Is the 1% monthly return guaranteed? 1% Monthly

Yes, the 1% monthly returns are contractually obligated in our notarized bilateral agreement under the Indian Contract Act, 1872. This is a fixed finance charge for the capital provided through our private lending partnership model.

We have maintained 100% payout punctuality since 2015 with zero missed payments across 500+ partners. Our targeted 1% monthly returns are delivered consistently on time.

The agreement clearly specifies:

  • Base Returns: 1% fixed monthly finance charges (12% annualized)
  • Payment Date: By 10th of every month via NEFT/IMPS
  • Payment History: 100% track record since inception
  • Transparency: Monthly statements and confirmations
2

When will I receive my monthly returns?

Monthly returns (1% of your investment) are credited by the 10th of every month via NEFT/IMPS transfer to your registered bank account.

Payment Schedule:

  • Month 1: Returns credited by 10th of following month after investment
  • Subsequent months: Regular 1st-10th of month schedule
  • Weekends/Holidays: Payment made on previous working day
  • Payment Proof: Transaction ID and screenshot provided

Consistency: We have never missed a payment deadline since 2015. Our 500+ partners receive their returns like clockwork every month.

Payment Process:

  1. Returns calculated on last day of month
  2. Payment processed 1st-5th of next month
  3. Credited to your account by 10th
  4. Confirmation sent via WhatsApp/Email
3

What is the minimum and maximum investment amount?

We offer flexible investment tiers to suit different financial goals while maintaining the same 1% monthly returns structure:

Investment Tiers:

  • Basic Tier: ₹1,00,000 to ₹5,00,000 (1% monthly returns)
  • Premium Tier: ₹5,00,000 to ₹20,00,000 (1% monthly + personalized service)
  • VIP Tier: ₹20,00,000 to ₹50,00,000 (1% monthly + priority access)
  • Enterprise Tier: ₹50,00,000+ (Custom terms, 1% monthly + premium benefits)

Important: All investment tiers receive the same 1% monthly returns. Higher tiers receive additional personalized service and access benefits.

Investment Flexibility:

  • Minimum: ₹1,00,000 (₹1 Lakh)
  • Maximum: ₹1,00,00,000 (₹1 Crore) per partner
  • No upper limit for corporate partnerships
  • Flexible investment periods (12-36 months)

Security & PDC

How your principal is protected through banking instruments and legal frameworks

4

How is my principal secured?

Your investment principal is secured through multiple layers of protection designed to provide maximum security:

1. Post-Dated Cheques (PDC) Security:

  • We issue PDCs for your full principal amount at agreement signing
  • Cheques remain in your physical possession throughout
  • Dated for principal repayment date (typically 12th month)
  • Enforceable under Section 138 of Negotiable Instruments Act, 1881
  • Direct banking instrument security

2. Legal Documentation:

  • Notarized bilateral partnership agreement
  • Clear terms and conditions
  • PAN/Aadhar verification of all parties
  • Monthly statements and audit trails

Bank-Grade Security: Your PDCs are your direct banking security - they never leave your possession and can be deposited at any bank on the due date.

3. Additional Security Measures:

  • Regular financial audits
  • Transparent operations
  • Direct access to founder Santosh Shendkar
  • 10+ years track record of security
5

What happens if I need to withdraw my principal early?

Principal withdrawal follows a structured process designed to protect both parties while providing flexibility:

Standard Withdrawal (After 8 months):

  • Submit written withdrawal request
  • 90-day notice period begins
  • Monthly returns continue during notice period
  • Principal returned via PDC encashment on agreed date
  • Full returns paid for completed months

Early Withdrawal (Before 8 months):

  • Allowed only in exceptional circumstances
  • Requires written approval from management
  • Returns recalculated at 0.75% for actual period
  • Principal returned after adjustments
  • Processing time: 30-45 days

Flexibility: We understand that financial needs can change. Our withdrawal process is designed to be fair and transparent while maintaining the stability of our partnership model.

Partnership Process

Step-by-step guide to becoming an investment partner

8

How do I start investing with Omkar Enterprises?

Starting your investment journey is simple and transparent. Here's our 6-step process:

Step 1: Initial Consultation

  • Schedule meeting with founder Santosh Shendkar
  • Options: In-person (Ulhasnagar/Pune) or virtual meeting
  • Discuss investment goals and expectations
  • Review partnership model and terms

Step 2: Documentation Review

  • Review notarized agreement template
  • Understand PDC security system
  • Clarify all terms and conditions
  • Address any questions or concerns

Step 3: KYC & Agreement

  • Complete KYC documentation
  • Sign notarized bilateral agreement
  • Provide PDCs for security
  • Receive signed agreement copy

Step 4: Fund Transfer

  • Transfer funds via secure banking channels
  • Receive payment confirmation
  • Funds deployed in secured opportunities

Step 5: Start Receiving Returns

  • Receive 1% monthly returns from next month
  • Payments by 10th of every month
  • Regular statements and updates

Average Setup Time: 2-3 working days from initial meeting to first returns. We prioritize efficiency while maintaining thorough due diligence.

Step 6: Ongoing Partnership

  • Monthly returns like clockwork
  • Direct access to founder
  • Regular updates and transparency
  • Annual review meetings
9

What are the eligibility criteria for partnership?

Our partnership criteria are designed to ensure mutual understanding and successful long-term relationships:

Basic Eligibility Requirements:

  • Age: Minimum 21 years, maximum 70 years
  • Residency: Indian resident with valid address proof
  • Investment Amount: Minimum ₹1,00,000 (₹1 Lakh)
  • Source of Funds: Legitimate, declared income sources
  • KYC Documentation: Complete and verifiable

Documentation Required:

  • Identity Proof: PAN Card (mandatory)
  • Address Proof: Aadhar Card/Passport/Driving License
  • Photograph: Recent passport size photo
  • Bank Details: Cancelled cheque or bank statement
  • Income Proof: For investments above ₹10,00,000

Transparency: We maintain complete transparency in our eligibility process. All criteria are clearly communicated before documentation begins.

Additional Considerations:

  • Understanding of private lending partnership model
  • Clear investment goals and expectations
  • Willingness to maintain long-term partnership
  • Commitment to transparent communication

Still Have Questions?

Get personalized answers directly from founder Santosh Shendkar. Schedule a free consultation today.

Schedule Free Consultation

All consultations include detailed explanation of 1% monthly returns, PDC security system, and legal framework

FAQ Support